U Drive Cover Limited is an independent insurance intermediary owned by a senior management team with over 50 years’ experience in the non-standard insurance market covering motor, commercial vehicle, fleet, household, and motorcycle.

They welcome enquiries from customers with an accident/motoring conviction history as well as modified vehicles. They offer discounts for ex company car drivers with an accident-free history or for households where there is more than one car. They also offer cover for any car from a Mini to a Ferrari and for all ages from 17 to 99!

U Drive Cover Limited was formed to offer customers the personal touch. They treat each customer as an individual which, coupled with their outstanding relationship with Granite Underwriting, allows them, to offer competitive premiums as well as convenience for their customers. They offer online policy quotations but also feel that there is no substitute for listening to and understanding the customer’s individual needs over the phone.

Steve McPherson, CEO/Owner, and member of the senior management team at U Drive Cover Limited revealed “I have worked with Granite for five years at U Drive and have had ​previous dealings with them during my time at Allen & Allen.”

When asked why he enjoyed working with Granite Underwriting Steve said “We love working with Granite Underwriting team as they are very approachable and specialise in bespoke private car motor insurance for the type of risks we look to attract, such as accident or conviction history cases. Taking our unique requirements into consideration makes them a very attractive business partner.”


“Our relationship with Granite is excellent, and we have known and trusted our account manager for many years…”


Steve expanded “We specialise in private car motor insurance, and Granite Underwriting ​specialise in non-standard risk applications. This combination of factors fills a gap in the market that other providers prefer not quote, making U Drive and Granite Underwriting a winning partnership!”

U Drive Cover Limited are based in the UK and manned by experienced staff who know their products well. They encourage new and existing customers to call and discuss the varied rating factors that can influence their private car insurance premium. Put simply “In conjunction with Granite Underwriting, U Drive Cover Limited offers a solution to our customers that other​ insurers do not.”

Their success is in no small part due to their positive relationship with Granite Underwriting “Our relationship with Granite is excellent, and we have known and trusted our account manager for many years. I believe their high level of service and commitment to quality product offerings has been instrumental in the successful relationship between Granite and U Drive Cover. We have established quarterly calls, face to face meetings, and get 24/7 hands on support from our account manager. They offer complete transparency in relation to Granite and Haven requirements too.”

Finally, when asked how U Drive Cover limited see their relationship with Granite Underwriting developing in the future, Steve offered in closing “We are always looking to develop and widen our footprint into more diverse markets, for example, Fleet Insurance and Motor Trade Insurance, and we believe this further interaction with Granite Underwriting will help strengthen the already strong bond we have going forward.”

Case study supplied: 16/03/2022