Specialist fleet insurance – we have bespoke fleet cover to suit your customers.

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Fleet Insurance

Granite Underwriting offers a range of policies aimed at the Fleet Insurance market.

We look to compete in areas that are not well supported by traditional motor insurers. In the main, our pricing is of a bespoke nature that enables us to understand each risk on its own merits.

Get in touch via one of the methods below to discuss our Fleet Insurance products further.

 We provide cover for…

  • Private Hire
  • Public Hire
  • Courier
  • Commercial
  • Credit Hire
  • Self-Driver Hire

Fleet Documents

Policy Wordings


What is Motor Fleet Insurance?

Our Motor Fleet Insurance policy constitutes a single insurance policy that allows coverage for three vehicles or over.

What are the advantages of Motor Fleet Insurance over standard vehicle insurance?

Fleet insurance is an easier, more convenient way of insuring multiple vehicles. This is due to the fact that it creates less paperwork and has significantly simpler administration, resulting in general peace of mind and reduced costs.

What type of vehicles do we cover under Motor Fleet Insurance?

Our Motor Fleet product covers cars, MPV’s, minibuses, vans and lorries up to 7.5T GVW.

What trades do we cover under our Motor Fleet Insurance product?

Our Motor Fleet product covers taxi, courier, commercial vehicle, credit hire and self-drive hire.

What is the minimum number of vehicles required for a Motor Fleet Policy?

For established risks, the minimum number of vehicles per policy is three. For all new ventures, the minimum number of vehicles covered by one of our policies is five.

Who can drive the vehicles covered by our Fleet policies?

Our driving restrictions accommodate both any authorised driver and multiple named driver risks, with ages ranging from 21-70.

What are the different levels of cover available under our Motor Fleet offering?

Comprehensive; Third Party, Fire & Theft; & Third Party Only.

Does our Fleet Insurance offer coverage for vehicles outside of UK borders?

Our Motor Fleet product is restricted to UK borders only for business use; with Social, Domestic & Pleasure trips dealt with on a referral basis.