Home spacerProducts spacerMotor trade insurance

Motor Trade Insurance

Built for professionals, backed by expertise

Flexible motor trade insurance, designed to support traders with diverse backgrounds and business needs. We provide road risk insurance and specialist motor trader cover for mechanics, retailers, home traders and more. We can consider customers who may have adverse credit history, adverse previous claims criminal convictions – excluding terrorism.

Apply for agency Policy documents

Cover available: Comprehensive Third Party, Fire & Theft Third Party Only

Cover available:
Comprehensive TPFT TPO

Trades covered

Our motor trade policies cover a range of trades, including:

SalesMechanical & body repairsValetingRecoveryTyre fittersMOT test stationAuto Electricians

Appetite

Drivers aged 25+

Drivers aged 25 and over are covered by our motor trade policies.

All licences

Clients with diverse licences and driving qualifications.

Cover available across GB

Dedicated coverage for UK Motor Traders (excluding Northern Ireland).

Download our product guide and explore our appetite in more detail


“Partnering with Granite Underwriting has been a huge addition to our business over the past few years. We enjoy an open and collaborative partnership, with their team being incredibly knowledgeable, responsive, and truly committed to providing top-tier service. Granite has a wide acceptance criteria, often offering terms where others won’t as specialists in non-standard UK Motor.”
Lloyd Allen, Managing Director

Doddle Cover


"We have worked with Granite now for many years. Granite work with us on various specialist Motor products and are consistently proactive to develop what they do and always want to grow. The close support from the development team is crucial. Our clients receive an exceptional claims journey, and this is evidenced by never receiving a complaint from the time of notification to settlement - its a seamless journey'. "
Paul Wheeler, Insurer relations manager

Principal Insurance


"Granite Underwriting is a very important strategic partner for us, always working collaboratively to achieve our mutual goals. The team at Granite are first class and understand the market we operate in very well. This allows us to continually develop our relationship in ways that makes our account continue to grow. Very accessible, knowledgeable, enterprising, and open to ideas which suits our method of operating perfectly. A true partnership which is going from strength to strength."
Lance Testa, Director

Business insurance Solutions Ltd

Ready to partner with us?

Apply for agency

Frequently asked questions

Who is eligible for Granite Underwriting's motor trade insurance?
Granite Underwriting provides motor trade insurance for a wide range of businesses, from sole traders operating from home to larger enterprises with premises. Cover is available for all kinds of motor trader, including mechanics, valeters, bodywork specialists, and car retailers. Clients with diverse backgrounds will be considered, including those with adverse credit histories or previous claims.
What does Granite Underwriting's motor trade insurance cover?
Granite Underwriting’s motor trade insurance includes road risks for drivers aged 25 or over and associated liability risks. This comprehensive coverage ensures that businesses involved in the motor trade are protected against legal liabilities arising from the use of motor vehicles in connection with their operations.
Can part-time traders or mechanics get motor trade insurance from Granite Underwriting?
Yes, Granite Underwriting insures both full-time and part-time motor traders. Whether you’re running a small operation from home or a larger setup with premises, they provide flexible motor trade policies that cover road risks and business liabilities.