Non-Standard Household

We specialise in the more unusual home insurance situation and we will help find you the best premium available

[wpseo_breadcrumb]

Home Insurance

This page is for existing policy holders only.

The main areas of speciality for Granite Home Underwriting are:

  • Working from home/business from home
  • Non-Standard construction
  • Properties with a history of subsidence
  • Second or family/friends holiday homes
  • Regularly unoccupied home
  • Poor claims history
  • Criminal Record
  • Lodgers/tenants
  • Refused home insurance
  • Properties at risk of flood

The underwriters will consider all types of risks that are difficult for you to place elsewhere and
are able to give you bespoke quotations

Phone Number

0345 092 0758

Adjustments

[email protected]

Home Insurance Documents

Policy Wordings

FAQs

What does Granite Underwriting do?

We are a specialist MGA who have been established since 1982 and currently place business in excess of £75m Gross Written Premium a year.

With our experienced team of underwriters and a flexible approach, we compete in areas of the market that more traditional insurers decline. Whichever of our specialist product teams you contact, we pride ourselves on taking time to understand the risk and provide you with exceptional service.

What insurance does Granite Underwriting like to underwrite?

We specialise in underwriting several niche areas of insurance, including:

  • Motoring convictions
  • Criminal convictions
  • Impounded cars
  • Fast food delivery
  • High-risk postcodes
  • Adverse claims history
  • Insurance cancelled or void
  • Chassis numbers
  • Nil No Claims Bonus
  • Comp, TPFT and TPO cover
  • Short-period policies
  • Inexperienced drivers
  • EU and international licences
  • Fleets from 5 vehicles upwards

What are specialist policies?

Specialist policies are insurance policies that are not typically covered by conventional insurers. They are also often referred to as niche insurance policies or non-standard policies. We are proud to specialise in this type of cover, allowing those who may be considered high-risk by other underwriting firms to gain access to the particular insurance that they may need.

The reasons that this type of cover may be considered ‘specialist’ are far-ranging, and the types of policy that we actively seek to underwrite are covered by in the section above. Rest assured that we will look to any potential cases on an individual basis, whether they are considered non-standard for a singular factor, or for a combination of multiple reasons.

How can I contact Granite Underwriting?

We are always keen to underwrite new business and are happy to answer any questions you may have. If you’re having problems finding the right insurance cover for your clients, we can help. You can call Granite Underwriting on 0345 092 0701 and you will be put in touch with one of our skilled and experienced advisers.

Please visit the Contact page for further department contact details, including agency enquiries.

Follow us on LinkedIn for all of our news, updates and promotions.

Registered Address:

98 Liverpool Road, Formby, Liverpool,
Merseyside, L37 6BS
No. 01636368

Granite Underwriting is a trading name for Acorn Insurance and Financial Services Ltd.
Acorn Insurance and Financial Services Ltd is authorised and regulated by the Financial
Conduct Authority (FCA) Registration number 311873.